Posts tagged financial independence
Health Before Financial Independence

I strongly recommend, that if your new to the drive towards FI, that you take a moment to reflect on your health. It’s fine to analyze yourself and can go a long way to helping you understand your motivations, what makes you tick, and to identify areas that you feel you can improve upon to improve your chances of success.

Read More
Pay Off Credit Card Debt Fast & Do It Yourself

You can beat your credit card debt and you can do it on your own. Good luck on your journey to financial freedom. I’m currently working on all of these steps simultaneously and I can verify that my mindset is indeed changing and I am certain that I will come out on top of this battle with my credit cards. At the end of the day my credit cards aren’t the reason I’m in this mess. My poor spending decisions are what got me here.

Read More
Embracing Procrastination

Is Procrastination the Key to Controlling Bad Spending Habits?

I’ll be the first to admit. I should’ve written a book on procrastinating. I’ve proven an expert in the art of laziness. It takes a high degree of skill to navigate and tip-toe around not getting things and done as gracefully as I have and still have a wife and family to come home to.

Read More
Cutting The Virtual Cord

So much for saving money by streaming. That beats our old cable bill by almost $20.00 per month. Sure, we each get a slice of what appeals to us individually, but at what cost? When you look at my monthly bring home pay, that accounts for almost 3%. That’s easy savings. You might think, it’s only 3% dude. Is it worth it to agitate your family for 3%? No, it’s not. At least not in its entirety.

Read More
Financial Independence: Why The Focus Isn't On The Money

What’s the point in getting to FI if you don’t have your health? What’s the point if you aren’t happy? So you can be financially secure but miserable? No thank you!

Money is just a tool to help us achieve security. I know I’d burn out if I simply focused on the dollar signs as I reach towards FI. I want all the benefits that come with the journey because in order to cross that finish line I’ll have to become so much better in so many ways.

Read More
Nothing Will Change Unless I Kill Some Habits

This morning I created a Habits Checklist and let me tell you, it identifies spending habits I’m not proud of, but also I’m not going to beat myself up for.

Here are the initial items on my checklist. Four items, that is all for now. There are others, but they don’t carry a direct correlation to spending. They will go on my next list.

Read More