Each month I’ll post an update to where I’m at. I’ll give an update on how I’m progressing on paying off my debt, as well as how the TimeToFI blog is doing. I hope to show a direct correlation between effort and output in terms of site data that hopefully shows growth.Read More
Here’s a fun way I’m keeping the elements I enjoy about gaming in my work towards financial independence. If you currently game and realize the time just isn’t there to game and build your wealth, perhaps adding the following to your strategy will help with the motivation and fun factor…Read More
If you’re wondering about when to buy a new car versus keeping an old one, the answer should be, what’s it worth to you?Read More
The first week of Time to FI up and running has been amazing! I’ve had a lot of writing, planning and putting it all together to do this week and I feel that I accomplished more than I had set out to do, especially with the ideas just rolling in.Read More
I strongly recommend, that if your new to the drive towards FI, that you take a moment to reflect on your health. It’s fine to analyze yourself and can go a long way to helping you understand your motivations, what makes you tick, and to identify areas that you feel you can improve upon to improve your chances of success.Read More
Looking at the debt that I’ve amassed, I can’t help but think had I spent less time and money on these hobbies, and focused on something perhaps a shade more productive, like learning how to garden, or fix things around the house, that I’d be in a much better spot.Read More
You can beat your credit card debt and you can do it on your own. Good luck on your journey to financial freedom. I’m currently working on all of these steps simultaneously and I can verify that my mindset is indeed changing and I am certain that I will come out on top of this battle with my credit cards. At the end of the day my credit cards aren’t the reason I’m in this mess. My poor spending decisions are what got me here.Read More
Is Procrastination the Key to Controlling Bad Spending Habits?
I’ll be the first to admit. I should’ve written a book on procrastinating. I’ve proven an expert in the art of laziness. It takes a high degree of skill to navigate and tip-toe around not getting things and done as gracefully as I have and still have a wife and family to come home to.Read More
So much for saving money by streaming. That beats our old cable bill by almost $20.00 per month. Sure, we each get a slice of what appeals to us individually, but at what cost? When you look at my monthly bring home pay, that accounts for almost 3%. That’s easy savings. You might think, it’s only 3% dude. Is it worth it to agitate your family for 3%? No, it’s not. At least not in its entirety.Read More
What’s the point in getting to FI if you don’t have your health? What’s the point if you aren’t happy? So you can be financially secure but miserable? No thank you!
Money is just a tool to help us achieve security. I know I’d burn out if I simply focused on the dollar signs as I reach towards FI. I want all the benefits that come with the journey because in order to cross that finish line I’ll have to become so much better in so many ways.Read More
This morning I created a Habits Checklist and let me tell you, it identifies spending habits I’m not proud of, but also I’m not going to beat myself up for.
Here are the initial items on my checklist. Four items, that is all for now. There are others, but they don’t carry a direct correlation to spending. They will go on my next list.Read More
Today, I started Time to FI. Today, I chose to commit to a radical change to what has been a lifestyle full of poor choices, both in terms of how I manage my health and my finances. I don’t want the stress of debt. I don’t want to worry about whether I can keep up with my kids as they out-hustle me in virtually every physical activity we do.Read More